Insurance & Financing

Hi, my name is Nikki here at Bailey Dental Group, and we get a lot of questions about financing. I'm here to answer some of the most common questions.

If I need a dental procedure but I don't have the cash to cover it, are financing options available?

When you come in as a patient for a procedure and are struggling with the out-of-pocket cost, financing options are available that we can offer here in the office.

Will I have to pay for my dental procedure up front?

For a dental procedure that is performed here in the office, we do require payment at the time of service. If unable to provide this cost, again, financing options are always available here.

When Dental financing options are available from Bailey Dental Group, how do they work?

The dental financing options available here at the office work usually as most credit cards or loans would. We have a couple of different options and different types of financing options available.

Does all Dental financing require a credit check?

The financing options we have here in the office do require a soft credit check. None of them require a hard credit check for patients.

Does dental insurance typically cover the cost of most dental procedures?

Insurance companies do depend on which policy and group you have, but a lot of them seem to cover most procedures here at the office.

How can I find out if my insurance will cover the cost of my dental procedure?

To find out what your dental insurance covers, you are always more than welcome to give our office a call, and we will do a benefit check for you prior to any dental appointments.

If my insurance will only partially cover the cost of my dental procedure, can financing options help me pay for the rest?

If your dental policy only covers a certain percentage for a procedure, you are more than welcome to use any dental financing to cover the remainder for your portion.

Can Bailey Dental Group help me find financing options so that I can get the dental care that I need?

Here at Bailey Dental Group, we are more than happy to help patients pick out a dental policy or financing policy that would work best for your situation.

How can I get started with dental financing?

To get started with any kind of dental financing here with us at Bailey Dental Group, all you have to do is give us a call, and we'd be more than happy to get that started for you.

We do hope we have helped you answer some of your dental financing questions. If you have any further questions, feel free to reach our office at (586) 800-2250.

Convenient Payment options

Dental treatment is an excellent investment in an individual's medical and psychological well being.  Financial considerations should not be an obstacle to obtaining this important health service.  Being sensitive to the fact that different people have different needs in fulfilling their financial obligations, we are providing the following payment options.

Payment in Full

Ask about our 5% courtesy discount for payment in full at the start of treatment for procedures over $1000 (cash or check only).

Patients Who Have Dental Insurance

We welcome dental insurance. We will be happy to answer all of your questions and call your insurance provider to verify benefits. As a courtesy to you, we are happy to bill your insurance company for you.

Flexible Monthly Payment options

With our convenient payment plans administered by CareCredit® and LendingUSA, you can have the smile of your dreams today.  CareCredit® and LendingUSA, are the nation's leading patient payment programs that enable you to finance 100% of your dental care with NO money down, NO interest, no upfront costs, no annual fees, and no pre-payment penalties. So, begin your treatment TODAY!

CareCredit®

We're pleased to offer our patients the CareCredit® card, North America's leading patient payment program. CareCredit works just like a regular credit card, but without high interest rates or other costly penalties. You'll get low monthly payments for healthcare procedures not commonly covered by insurance, including dental procedures. Plus, you can use your card over and over for follow-up appointments.

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit card today.

Sunbit

We also offer our patients Sunbit. Everyone wants a great smile. And now the cost of a dental procedure won’t make you frown. Our financing programs helps you get the dental implants, veneers, surgeries, and other treatments you need. So you can make your smile your signature.  

Learn more by visiting sunbit.com or contacting our office. If you are interested in seeing your rate you can follow this link to Sunbit's simple application.

Cherry Financing